All tagged emergency fund

How to start a budget with Dave Ramsey's Baby Steps and Budget guidelines

Knowing my parents were trying to make better financial choices for us and for our family’s well-being made me understand the importance of creating a healthy relationship with money. It’s not always rainbows and sunshine, but being able to be firm and strong-willed when you start your budget will pay off in the long run.

You might need to accommodate for differences but Dave Ramsey’s budget gives you reliable guidelines on how to start a budget.